Submit a quick enquiry for a secured loan from £10,000 to £500,000. An FCA authorised broker will call you back to discuss your options. Available to UK homeowners — your existing mortgage stays exactly where it is.
Three simple steps to a secured loan enquiry.
Tell us how much you would like to borrow, the value of your property and your contact details. The form takes about a minute.
An FCA authorised secured loan broker will call you back to discuss your circumstances, the purpose of the loan and the right product for you.
The broker will review options from a panel of specialist lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£10k+
Loan size from
30 yrs
Maximum term
Days
Decisions usually within
No
Obligation
Submit your enquiry and an authorised broker will call you back
Homeowner loans cover a wide range of personal and household purposes.
Extensions, loft conversions, kitchens, bathrooms, energy-efficiency upgrades and full renovations. Borrow against the equity in the property you already own.
Combine credit cards, personal loans and other debts into a single monthly payment, often at a lower rate than unsecured borrowing. A broker will help you check whether consolidation is the right move for your circumstances.
Vehicles, weddings, education, family support or one-off projects. Larger amounts and longer terms can make these costs more manageable than putting them on unsecured credit.
Borrow against the equity in your home
A secured loan — also referred to as a homeowner loan or second-charge mortgage — is a loan that uses your property as collateral. Your existing first-charge mortgage stays in place exactly as it is. The new lender simply takes a second charge against the property, which sits behind your main mortgage.
Because the loan is secured against an asset, lenders can typically offer larger amounts and longer terms than an unsecured personal loan. Loan sizes generally range from £10,000 up to £500,000, with terms from 3 to 30 years. Adverse credit cases are often considered on a case-by-case basis.
Common uses include home improvements such as extensions or renovations, consolidating multiple existing debts into a single monthly payment, funding large purchases, supporting a business, or covering education and family costs.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry